:root{--dark:#191035;--blue:#0C5EA7;--light:#44BBD5;--yellow:#F9BC34;--white:#fff;--tint:#E8F6FA;--gray:#d9dce3;
--h:'Montserrat',Arial,sans-serif;--b:'Zilla Slab',Georgia,serif}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--b);font-size:18px;line-height:1.6;color:var(--dark);background:#fff}
h1,h2,h3,.eyebrow,.btn,nav,label,summary,.deadline-bar,.hero-facts,.small,.brand-sub{font-family:var(--h)}
h1{font-weight:300;font-size:clamp(30px,6vw,52px);line-height:1.15;margin:.2em 0 .4em}
h2{font-weight:700;font-size:clamp(22px,3.4vw,30px);line-height:1.25;margin:1.4em 0 .5em}
h3{font-weight:700;font-size:19px;margin:.4em 0 .3em}
a{color:var(--blue)}img{max-width:100%;height:auto}
.wrap{max-width:1120px;margin:0 auto;padding:0 16px}.narrow{max-width:780px}.center{text-align:center}
.skip{position:absolute;left:-9999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
.deadline-bar{background:var(--yellow);color:var(--dark);text-align:center;font-size:14px;padding:8px 16px}
.deadline-bar a{color:var(--dark);font-weight:700}
.site-header{background:#fff;border-bottom:1px solid var(--gray);position:sticky;top:0;z-index:5}
.header-inner{display:flex;align-items:center;justify-content:space-between;min-height:72px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand img{width:170px}.brand-sub{color:var(--blue);font-weight:600;font-size:13px;letter-spacing:.04em;border-left:2px solid var(--light);padding-left:10px}
.nav ul{list-style:none;margin:0;padding:0;display:flex;gap:22px;align-items:center}
.nav a{text-decoration:none;color:var(--dark);font-weight:600;font-size:15px}
.nav a[aria-current]{color:var(--blue)}
.nav a.cta-link{background:var(--blue);color:#fff;padding:9px 16px}
.navtoggle,.navbtn{display:none}
@media(max-width:860px){
 .brand img{width:140px}.brand-sub{font-size:11px}
 .navbtn{display:flex;flex-direction:column;gap:5px;cursor:pointer;padding:10px}
 .navbtn span{display:block;width:24px;height:2px;background:var(--dark)}
 .nav ul{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:stretch;gap:0;border-bottom:1px solid var(--gray)}
 .nav li a{display:block;padding:14px 16px;border-top:1px solid var(--gray)}
 .navtoggle:checked~ul{display:flex}
}
.hero{background:var(--dark);color:#fff;padding:56px 0 64px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-60px;top:40px;width:220px;height:220px;background:var(--light);opacity:.18;transform:rotate(45deg)}
.hero:before{content:"";position:absolute;right:120px;bottom:-50px;width:120px;height:120px;background:var(--yellow);opacity:.25;transform:rotate(45deg)}
.hero-inner{position:relative;z-index:1;max-width:860px}
.eyebrow{color:var(--light);font-weight:600;text-transform:none;letter-spacing:.05em;font-size:14px;margin:0}
.lede{font-size:20px;max-width:720px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:24px 0}
.btn{display:inline-block;background:var(--yellow);color:var(--dark);font-weight:700;padding:14px 24px;text-decoration:none;border:0;font-size:16px;cursor:pointer}
.btn:hover{filter:brightness(.95)}
.btn-ghost{background:transparent;color:#fff;border:2px solid var(--light)}
.hero-facts{list-style:none;padding:0;margin:8px 0 0;display:flex;flex-wrap:wrap;gap:10px 28px;font-size:15px}
.hero-facts strong{color:var(--light);margin-right:6px}
section{padding:40px 0}.band{background:var(--tint)}
.band-dark{background:var(--dark);color:#fff}.band-dark h2{color:#fff}
.two-col{display:grid;grid-template-columns:1fr;gap:8px 48px}
@media(min-width:860px){.two-col{grid-template-columns:1fr 1fr}}
.steps{list-style:none;padding:0;display:grid;grid-template-columns:1fr;gap:20px;margin:24px 0}
@media(min-width:860px){.steps{grid-template-columns:repeat(4,1fr)}}
.steps li{border-top:4px solid var(--light);padding-top:12px}
.num{font-family:var(--h);font-weight:700;color:var(--blue);font-size:28px}
.diamond-list{list-style:none;padding:0}.diamond-list li{position:relative;padding-left:26px;margin:.5em 0}
.diamond-list li:before{content:"";position:absolute;left:4px;top:.55em;width:9px;height:9px;background:var(--yellow);transform:rotate(45deg)}
.diamond-list.dark li:before{background:var(--light)}
.big{font-family:var(--h);font-weight:700;font-size:clamp(26px,4vw,36px);color:var(--yellow);margin:.2em 0}
.fee-card{background:var(--dark);color:#fff;padding:24px;margin:8px 0 24px}.fee-card .big{color:var(--light);font-size:56px;margin:0}
.link-light{color:var(--light)}
details{border-top:1px solid var(--gray);padding:12px 0}details:last-of-type{border-bottom:1px solid var(--gray)}
summary{font-weight:700;cursor:pointer;color:var(--dark);font-size:17px}
.page-head{background:var(--dark);color:#fff;padding:40px 0}.page-head h1{margin:0}.page-head .lede{margin:.4em 0 0}
.prose h2{color:var(--dark)}.prose h2:first-child{margin-top:0}
.intake{display:grid;gap:14px;background:var(--tint);padding:24px}
.intake label{display:grid;gap:6px;font-weight:600;font-size:15px}
.intake input,.intake select{font:inherit;font-family:var(--b);padding:12px;border:1px solid #b9c2d0;background:#fff;color:var(--dark);width:100%}
.hp{position:absolute;left:-9999px}
.small{font-size:13px;color:#4b4668}
.plain{padding-left:20px}.deadline-note{font-family:var(--h);font-weight:700;color:var(--blue)}
.final-cta h2{margin-top:0}
.site-footer{background:var(--dark);color:#fff;padding:40px 0 20px;font-size:15px}
.site-footer a{color:var(--light)}.site-footer h3{color:#fff;font-size:15px}
.footer-grid{display:grid;grid-template-columns:1fr;gap:16px}
@media(min-width:860px){.footer-grid{grid-template-columns:2fr 1.5fr 1fr}}
.legal{border-top:1px solid rgba(255,255,255,.2);margin-top:20px;padding-top:12px;font-size:12px;color:#cfd3e6}